At Yashika Financials, we specialize in offering a comprehensive range of home loan solutions for Non-Resident Indians (NRIs). Whether you're looking to purchase or construct a new home, buy a plot, or renovate/expand an existing property, we have the right loan product designed to fit your needs.

Many of the banks featured on our platform extend housing loans to:

• NRIs

• Persons of Indian Origin (PIOs)

• Overseas Citizens of India (OCIs)

Key Features of Our NRI Loans

• Loan Tenure: Most NRI loans are available for up to 15 years, though select banks may offer terms stretching up to 20 years, subject to the applicant’s age and profile.

• Repayment Method: Repayments must be made through NRE (Non-Resident External) or NRO (Non-Resident Ordinary) accounts only.

• Power of Attorney (POA): A resident Indian POA holder is generally required to handle key formalities, including signing the application, legal paperwork, and assisting in loan disbursement.

Required Documentation

Applicants must provide standard income proof, bank statements, and other eligibility-related paperwork. Additionally, documents such as a valid visa or work permit for the country of residence will be needed.

To see the complete list of documents required, please refer to our documentation checklist section.